| General Insurance |
| Bonds |
| Performance Bond
Bond guaranteeing that a contractor will perform under the contract in accordance
with all the specifications of the bid submitted.
Government
Bonds
These bonds are usually issued undertaking to pay the duty to the Board
of Customs and Excise in the event of a failure to do so by the person
or firm guaranteed or, for example, where a customs clearing agent wrongfully
removes goods without paying the appropriate duty or where a local manufacturer
fails to pay excise duty.
[ Request Quote ] [ Proposal Form ][ Claim Procedure ] [ Claim Form ] [ Brochure ]
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| Burglary Insurance |
| The Burglary Policy provides indemnity against loss or damage to property
following forcible or violent entry into or exit from insured premises.
Assets such as Office Equipment, Stock in Trade, Furniture, Fixtures & Fittings are covered. [ Request Quote ] [ Proposal Form ][ Claim Procedure ] [ Claim Form ] [ Brochure ]
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| Plate Glass |
| This policy provides indemnity to the insured against the loss and /or destruction/damage
to glass by accident or misfortune of a fortuitous character. There are
options either to replace the broken glass according to description or
to pay the sum equivalent to the value of the glass at the time of loss,
destruction or breakage up to the insurance value. Cover can be arranged
for cabinet glass, display signs, fixed glass and glass partitions on
premises. [ Request Quote ] [ Proposal Form ][ Claim Procedure ] [ Claim Form ] [ Brochure ]
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| Pedal Cycle |
| This
policy is essential for every pedal cycle owner. Besides, factories and
schools may also ensure the pedal cycles used by its workers and students
respectively to protect their interests.Under this policy, any manually
operated pedal cycle can be insured.
[ Request Quote ] [ Proposal Form ][ Claim Procedure ] [ Claim Form ] [ Brochure ]
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| Motor Private Insurance |
|
It
provides insurance protection against accidental loss or damage to personal
private motor vehicles including the standard accessories and spare parts
whilst thereon as well as protection against legal liability to third
parties. [ Request Quote ] [ Proposal Form ][ Claim Procedure ] [ Claim Form ] [ Brochure ]
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| Engineering Insurance |
This policy covers Machinery exceeding KShs. 100,000.00. [ Request Quote ] [ Proposal Form ][ Claim Procedure ] [ Claim Form ] [ Brochure ]
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| Public Liability |
|
Indemnify you against claims arising from accidental bodily injury to
any person or accidental loss or damage to property happening in connection
with execution of your business activities and occurring within the territorial
scope. [ Request Quote ] [ Proposal Form ][ Claim Procedure ] [ Claim Form ] [ Brochure ]
|
| Goods in Transit |
| This policy provides cover for loss or damage to various types of goods while
in transit by road, rail or any inland waterway within the geographical
area set out in the policy. Cover may be All Risks or for specified perils
and may be taken for specific consignments or annually [ Request Quote ] [ Proposal Form ][ Claim Procedure ] [ Claim Form ] [ Brochure ]
|
| Domestic Package |
| The package gives protection to homeowners / renters against loss or damage to private dwelling / buildings, household contents and personal belongings against Fire, Theft, Riot & Strike and other Specified Perils. It also covers personal liability to Third Parties and Workmen’s Compensation to domestic servants. [ Request Quote ] [ Proposal Form ][ Claim Procedure ] [ Claim Form ] [ Brochure ]
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| Personal Accident |
| Group personal Accident cover affords compensation for death, permanent disablement, temporary loss of income due to disablement and medical expenses arising fropm an accident. [ Request Quote ] [ Proposal Form ][ Claim Procedure ] [ Claim Form ] [ Brochure ]
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| Fidelity Guarantee |
| Insures
against loss of money and property as a result of dishonesty of employees. [ Request Quote ] [ Proposal Form ][ Claim Procedure ] [ Claim Form ] [ Brochure ]
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| Marine Cargo |
| Coverage
is meant for transportation of goods or items by sea or air. Marine cargo
insurance policy provides indemnity against loss or damage for goods being
transported by sea or air and incidental land transportation. Either single
voyage policies or annual policies are offered.
[ Request Quote ] [ Proposal Form ][ Claim Procedure ] [ Claim Form ] [ Brochure ]
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| Motor Commercial Vehicles |
| It
provides comprehensive commercial auto insurance to indemnity business
firms and large corporations against accidental loss or damage to the
motor vehicle and its accessories whilst thereon as well as protection
against legal liability to third parties.
[ Request Quote ] [ Proposal Form ][ Claim Procedure ] [ Claim Form ] [ Brochure ]
|
| Money on Transit |
This
policy covers loss or damage to money by theft whilst:
- In transit
from your premises to the bank and vice versa
- In your
premises during working hours
- In your
premises in locked safes/strong rooms outside business hours
- In the
hand of senior employees/authorized personnel of the company
- NHIF and
service charge stamps and stamped cards and the contents of the franking
machine
- Damage
to safes and /or strong rooms
[ Request Quote ] [ Proposal Form ][ Claim Procedure ] [ Claim Form ] [ Brochure ]
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| Professional Indemnity |
| This policy covers the professional against the enormous costs of litigation as well as financial damages that may be awarded. [ Request Quote ] [ Proposal Form ][ Claim Procedure ] [ Claim Form ] [ Brochure ]
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| Workmen's Compensation |
| The obligation of employers under Workmen’s Compensation Act is to compensate workers injured out of and in the course of employment is shifted to First Assurance Co Ltd under this Policy. Cover provides Medicare, lost wages and rehabilitation of insured employee and death benefits to dependants of persons killed in work related accidents. [ Request Quote ] [ Proposal Form ][ Claim Procedure ] [ Claim Form ] [ Brochure ]
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| Employer's Liability |
| Provides
compensation to any employee for bodily injury by accident or disease
caused or occurring during the currency of the insurance and arising out
of and in the cause of his employment by the insured in the business and
directly related to negligence or breach of Common Law or Statutory duty
by the employer.
[ Request Quote ] [ Proposal Form ][ Claim Procedure ] [ Claim Form ] [ Brochure ]
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| Machinery Breakdown |
| This
is an insurance package which mainly incorporates Fire and Allied Perils,
Burglary, Accidental damage and Business Interruption and it provides
indemnity to the property insured against any loss or damage from any
cause.
[ Request Quote ] [ Proposal Form ][ Claim Procedure ] [ Claim Form ] [ Brochure ]
|
| Fire Insurance |
| The basic Fire Policy provides indemnity against Loss or damage to property, caused by Fire, Lighting and Explosion. However, the policy may be extended to cover Riots, Strikes, Civil Commotion and Earthquake. Assets covered are such as Buildings, Plant & Machinery, Stock, Furniture, Fixtures & Fittings and Office Equipment. [ Request Quote ] [ Proposal Form ][ Claim Procedure ] [ Claim Form ] [ Brochure ]
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| All Risks |
| First Assurance provides indemnity against loss or damage to specified items as a result of any cause within the Geographical area specified in the Policy. Perils covered include: - Theft, Fire, Riots & Strike, Breakage and any other cause not excluded under the Policy. [ Request Quote ] [ Proposal Form ][ Claim Procedure ] [ Claim Form ] [ Brochure ]
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| Contractors All Risks |
| It
provides indemnity to contractors against LOSS or DAMAGE to specify items
as a result of any cause within the geographical area specified in the
policy. This includes theft, fire, riot and strike breakage and any other
causes not excluded under the policy.
[ Request Quote ] [ Proposal Form ][ Claim Procedure ] [ Claim Form ] [ Brochure ]
|
| Fire Consequential Loss |
| The basic Fire Copnsequential Loss Policy provides indemnity against Loss
of profits, caused by Fire, Lighting and Explosion. However, the policy
may be extended to cover Riots, Strikes, Civil Commotion and Earthquake.
Assets covered are such as Buildings, Plant & Machinery, Stock, Furniture,
Fixtures & Fittings and Office Equipment.
[ Request Quote ] [ Proposal Form ][ Claim Procedure ] [ Claim Form ] [ Brochure ]
|
| Computer and Electronic Insurance |
| This policy provides coverage to your electronic equipment including computers against sudden and unforeseen physical damage to the equipment in a manner necessitating repair or replacement. Electronic equipment constitutes all electrical equipment that consumes low electrical current. Cover includes mechanical or electrical breakdown, faulty material, faulty design, lightning and over voltages.
[ Request Quote ] [ Proposal Form ][ Claim Procedure ] [ Claim Form ] [ Brochure ]
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| Golfers Insurance |
| This policy covers Loss of or Damage to Golf Clubs and equipment, "Hole
in One", Liability to third Parties - (damages and claimants costs
in respect of any accident cost by the insured while playing or practising
golf) and accident to the insured.
[ Request Quote ] [ Proposal Form ][ Claim Procedure ] [ Claim Form ] [ Brochure ]
|
| Machinery Breakdown (Loss of Profit) |
| This is an insurance package which mainly incorporates Loss of Profits due
to Fire and Allied Perils, Burglary, Accidental damage and Business Interruption. [ Request Quote ] [ Proposal Form ][ Claim Procedure ] [ Claim Form ] [ Brochure ]
|
| Motor Cycles Insurance |
| This
class includes any two wheeled vehicle propelled by an engine exceeding
50cc [ Request Quote ] [ Proposal Form ][ Claim Procedure ] [ Claim Form ] [ Brochure ]
|
| Traveler's Coupon |
| This is a short term Personal Accident cover while travelling with extensions
to cover baggage, cash, accidental death or injury and medical expenses. [ Request Quote ] [ Proposal Form ][ Claim Procedure ] [ Claim Form ] [ Brochure ]
|
| Plant/All Risks Insurance |
| This is an insurance package which mainly incorporates Fire & Allied Perils, Burglary, Accidental damage and Business Interruption and it provides
indemnity to the property insured against any loss or damage from any
cause. [ Request Quote ] [ Proposal Form ][ Claim Procedure ] [ Claim Form ] [ Brochure ]
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| Petrol Station Insurance |
First
Assurance provides indemnity against loss or damage to Petrol Stations
as a result of Theft, Fire, Burglary, Workmen Compensation, Employers
Liability, Public Liability, Riots & Strike, Breakage and any other
cause not excluded under the Policy. [ Request Quote ] [ Proposal Form ][ Claim Procedure ] [ Claim Form ] [ Brochure ]
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| Home Insurance |
|
This provides you cover as the Home Owner or Tenant in case of loss or damage to your private dwellings/Buildings, Home contents and Personal belongings caused by Fire, theft, floods, explosion, lighting and such allied perils.
It will further provide you with cover for Personal Legal Liability against third parties, Sports equipment, business property at home, Golfer’s comprehensive cover, Domestic Cover for your servants and a Personal Accident extension for you as the Insured.
Sections of Cover:
SECTION A – BUILDINGS
This section covers Proposer’s residence being a private dwelling house or private flat and all
the domestic offices, garage and outbuildings on the same premises and used in connection therewith, and the walls gates and fences etc
SECTION B – CONTENTS
This section covers Household items of every description that are confined to the premises:
e.g. furniture, TV set , All household goods and personal effects of every description
SECTION C – ALL RISKS
This section covers items that are portable in nature and are naturally not confined in the
premises e.g. Mobile Phones, Cameras, Laptops, Watches, Jewellery, & Personal effects etc
SECTION D – WORKMENS COMPENSATION
This section extends cover to domestic employees as stipulated under “WCA ACT”
SECTION E – LIABILITY (OWNERS /OCCUPIERS & PERSONAL
This Section covers your liabilities as a Tenant and/or House owner & Personal liabilities in respect of accidental death, bodily injury/illness or loss or damage to property of third parties.
[ Request Quote ] [ Proposal Form ][ Claim Procedure ] [ Claim Form ] [ Brochure ]
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